AUTO LOANS

What We Offer

  • Up to 110% financing on new and used autos

  • Competitive interest rates

  • No loan application fees

  • No prepayment penalties

  • GAP and Warranties to protect your investment

Whether you’re purchasing a new or used auto or refinancing from another financial institution, CORE Credit Union makes car financing fast, easy, and convenient!


PERSONAL LOANS

A personal loan from CORE Credit Union can help with your loan needs, whatever they may be.

You can use a personal loan to consolidate debt, cover car repairs, finance a vacation, or cover holiday expenses. These loans can also help you pay for medical emergencies and other unexpected events. Personal loans from CORE Credit Union come with low-interest rates, fast processing, and convenient repayment terms, as well as efficient, personalized service. 

Want access to funds immediately without all the papers to complete? A personal line of credit may be the solution for you.


VISA CREDIT CARDS

Why spend more on fees and interest charges than you have to?

At CORE Credit Union, we offer the VISA® Platinum, VISA® Gold, and the VISA® Classic Credit Cards. Your credit card should offer convenience, not high costs. Why spend more on fees and interest charges than you have to? Discover the savings of a CORE Credit Union VISA® Card.

You'll Enjoy The Following Benefits:

  • Low interest rate

  • No annual fee

  • 25-day grace period on purchases

  • No balance transfer fees

  • No transaction fee for cash advances

  • To activate your credit card, please call (800) 290-7893

  • For customer service, please call (912) 764-9846

  • Lost or stolen credit card, please call (888) 297-3416


MORTGAGE & HOME EQUITY

We offer first and second mortgages and home equity loans on both conventional homes and mobile homes with land. Our real estate loans offer competitive rates, quick closings, low closing costs, and the high-quality service you've come to expect from CORE Credit Union.

Mortgage Programs

  • 5- or 12-year fixed-rate mortgages

  • Mobile home with land loans up to 12 years

  • Land Only Loans as low as 7.75% APR*

  • Balloon loans with a 25- or 30-year term

  • 30-year mortgages available through Member First Mortgage  NMLS #149532


RECREATIONAL LOANS

What We Offer

Ready to add to your leisure-time fun with a boat, personal watercraft, ATV, or RV? Let CORE Credit Union help you finance those dreams. We offer loans on new boats, motors, trailers, RVs, ATVs, and personal watercraft. Shorter-duration loans are available for used vehicles, and all our loans come with competitive interest rates and efficient, personalized service.


Guaranteed Auto Protection (GAP) †

Will your insurance pay off your loan if your vehicle is deemed a total loss? Don't find out the hard way! In the event your vehicle is deemed a total loss due to an accident or theft, your auto insurance policy will usually cover only the actual cash value or market value of your vehicle less a deductible. This settlement could be significantly less than the amount you owe to your lender or leasing company. The final result is a financial GAP where you must make up the difference, which could cost thousands of dollars out of your pocket.

Why buy GAP?

  • GAP helps pay off your remaining loan/lease balance if your vehicle is stolen or damaged and is deemed to be a total loss

  • GAP helps clear your credit, allowing you to start fresh with a new vehicle purchase

  • GAP is inexpensive and can be included as a small addition to your monthly payment


Loan Protection

Help protect your family against the unexpected.

Life can be wonderful. It can also get complicated when unexpected things happen. Protecting your loan balance against death, disability, or involuntary unemployment could help protect your finances.

Loan Protection will cancel or reduce the repayment of your loan debt up to the maximum coverage limit-allowing you relief from the financial burden of delinquency or repossession. We offer four plans to choose from:

  • Loss of life, disability, hospitalization, involuntary unemployment

  • Loss of life, disability, hospitalization

  • Loss of life, hospitalization

  • Involuntary unemployment

You also choose between single or joint protection with all options.

Give your loan representative a call at (912) 764-9846 and ask about protecting your loan payments today!

Your purchase of Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Debt Protection. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.


Extended Warranty †

Protect your auto investment for years to come with an extended warranty from CORE Credit Union. We offer a complete line of coverage to keep your vehicle on the road.

Extended Warranty Features:

  • No deductible on covered parts and labor

  • 24/7 emergency roadside service

  • Rental car allowance

  • Most autos qualify for coverage

  • Cost of warranty can be included in your loan amount

† INSURANCE AND WARRANTY PRODUCTS ARE NOT PRODUCTS OF THE CREDIT UNION AND ARE NOT OBLIGATIONS OF OR GUARANTEED BY THE CREDIT UNION. INSURANCE OR WARRANTIES MAY BE PURCHASED FROM AN AGENT OR AN INSURANCE COMPANY OF THE MEMBER’S CHOICE; AND CREDIT UNION MAKES NO REPRESENTATIONS AS TO THE SERVICES OF ANY PROVIDER. PLEASE SEE OUR PRIVACY POLICY FOR ADDITIONAL INFORMATION.


PREPAID MAINTENANCE

Care For Your Car with CORE

Prepaid Maintenance is made available by CORE and the Gold Standard Automotive Network (GSAN), and it provides vehicle servicing and maintenance benefits often at a lower cost than what an auto dealership may charge. The policy features maintenance discounts that can be applied to oil changes, annual alignment checks and tire rotation, wiper blade replacement, brake pads, batteries, and more!


CORE’s prepaid maintenance policy term is 3 years or 36,000 miles.


Prepaid Maintenance may be added to your vehicle as part of your CORE auto financing process, or you may add it to your vehicle even if it’s not financed with CORE. To request a Prepaid Maintenance policy for your car or to learn more information, please contact a representative at (912) 764-9846.

Please note: Prepaid Maintenance is not available for motorcycles, boats, or recreational vehicles.